The S&P 500 index is unmanaged and can’t be invested in directly, so be careful what you read. While true it rose roughly 28% (past performance is not a guarantee for future results) for the 2019 calendar year, keep in mind it started 2019 down nearly 20% from its previous high recorded September 20, 2018. Owning stocks is for the long term. Be nimble, stay tactical and know what you own. Happy New Year.